One environment for multiple financial needs
The product vision connects everyday money management, international payments, cards and digital assets, reducing the need to assemble a financial stack from separate services.
Selected equity investment · Financial technology
Finance beyond
old boundaries.
RYNQ is building a next-generation digital finance platform that brings personal and business accounts, payments, cards, fiat and digital assets into one environment.
Visit RYNQPortfolio / 01
Digital finance · Project in development
01Traditional and digital finance
02Personal and business use
03Modular infrastructure
04Project in development
01Investment thesis
Why RYNQ belongs
in our portfolio.
RYNQ sits at the intersection of areas we know well: financial infrastructure, scalable software and digital products with international ambition.
Software as the foundation for scale
The proposed modular architecture separates the key product layers, allowing individual services and partners to evolve without rebuilding the entire ecosystem.
An ecosystem designed to grow through use
Q DNA connects payments, a partner marketplace, loyalty points and a benefits map. This layer can create a reason for users and partners to return to the product regularly.
02Product vision
Financial services
in one experience.
RYNQ is working toward a world where traditional and digital finance are no longer separate. The product layers are intended to work together under one clear level of user control.
Accounts, payments and cards
The product concept brings personal and business accounts, transfers, multiple currencies, and virtual and physical cards under one sign-in.
Digital assets
An integrated wallet and exchange are intended to extend everyday financial functions with digital asset management without switching between separate applications.
Tools for businesses
A business dashboard, detailed reporting, permission layers and planned connections to accounting or enterprise systems through an open API.
03Q ecosystem
More than a single
finance application.
The whitepaper presents Q DNA as a connecting layer between finance, everyday payments and partner benefits. It is a product direction built around four interconnected parts.
Q Market
A partner marketplace for offers, benefits and services available directly within the RYNQ environment.
Q Pay
A direct QR payment concept connected with the account, transaction history and the loyalty layer.
Q Points
Loyalty points designed for rewards, memberships and activity across the ecosystem.
Q Map
A map of partner locations, available benefits and supported payment methods around the user.
04The role of Fixed software
Capital is the beginning.
Shared direction matters more.
Fixed software holds an equity interest in RYNQ and sees it as a long-term investment in modern financial infrastructure and a scalable digital product.
Our role is not to be another name on the cap table. We aim to be an active partner in strategic direction, priority setting, product development and the relationships that can support the project's next stage of growth.
This content is based on RYNQ Whitepaper 3.0. The project is in development and this page describes its product vision and planned features. Scope, timing, technical implementation and final parameters may change.
05Looking for a strategic partner?
We build a portfolio
of companies with lasting value.
If you are developing a technology or financial product with international potential, we would be glad to hear your story.
Introduce your project